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Older woman shopping online on a laptop at home Delivery Text Says You Missed a Package? What the FTC Wants You to Do Before Holiday Shopping Holiday shopping season is when your inbox and your phone fill up with offers, shipping alerts and “last chance” deadlines. It is also when scammers do their best work, because… Comments 0 2026.11.03
Older man and woman reviewing documents together Named Your Parent’s Power of Attorney Agent? Four CFPB Rules That Keep You Out of Legal Trouble If a parent, spouse or friend has named you as their agent under a power of attorney, you just took on a legal job with real penalties attached. The Consumer… Comments 0 2026.10.30
Older couple reviewing a winter heating bill at their kitchen table Heating With Oil This Winter? EIA Expects the Average Bill to Jump 21% While Gas Users Pay 9% Less If your furnace burns oil, this winter’s forecast is not good news. The U.S. Energy Information Administration (EIA) says the average heating oil household will spend about 21% more than… Comments 0 2026.10.26
Older adult reviewing Medicare plan paperwork at a kitchen table Fewer Medicare Advantage Plans Offer an OTC Allowance Now: Check Yours Before December 7 If you have a Medicare Advantage plan, you may have a card in your wallet that pays for aspirin, bandages, and cold medicine. That is an over-the-counter (OTC) allowance, and… Comments 0 2026.10.22
Person reviewing a medical bill and benefits paperwork at a kitchen table Unspent FSA Money? Check Your Plan’s Grace Period or $680 Carryover Before December 31 If you get a health Flexible Spending Account (FSA) through work, the money you set aside is yours to spend, but only for a limited time. Under IRS rules, FSAs… Comments 0 2026.10.20
Older woman looking concerned while on a phone call at home Medicare Will Never Call to Sell You a Plan: 5 Red Flags to Check Before December 7 If your phone has been ringing with “Medicare” on the caller ID lately, you’re not imagining it. Open enrollment runs from October 15 to December 7, and that is exactly… Comments 0 2026.10.18
Worried older woman with white hair talking on a phone call If Anyone Tells You to Pay With a Gift Card, Hang Up. Here’s What to Do If You Already Did Your phone rings. The caller says your Social Security number was used in a crime, or your computer is infected, or your grandson is in jail. Then comes the odd… Comments 0 2026.10.16
Woman adjusting a wall thermostat at home Before You Turn the Heat On This Fall, Try the Energy Department’s 8-Hour Thermostat Rule Heating season is here, and if you are retired you probably spend more hours at home than you did a few years ago. That makes the thermostat one of the… Comments 0 2026.10.14
Older couple using a laptop together at a table at home 1 in 7 People Have Unclaimed Money. Here’s the Free Way to Check Yours Forgotten money does not vanish. When a bank account sits idle, a paycheck goes uncashed or a utility owes you a deposit back, the company that holds it eventually has… Comments 0 2026.10.12
Older adult reading a prescription label at a kitchen table Ask Your Medicare Plan About a 3-Month Supply Before Your Next Refill If you take the same medications every month, you may be paying for 12 pharmacy trips a year when 4 would do. Medicare.gov says that, however you choose to get… Comments 0 2026.10.10