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Benefits & Credits 112

Rural home with roof and siding being repaired under USDA Section 504 program $10,000 and Never Repaid: How USDA’s Section 504 Home Repair Grant Works Watch the 60-second summary on YouTube 🎥 What Is the USDA Section 504 Home Repair Program The Section 504 Home Repair Loan and Grant program is a federal assistance program… Comments 0 2026.07.27
Illustration of ABLE account tax-free savings for people with disabilities The ABLE Account Age Limit Just Jumped From 26 to 46 — Here’s Who Newly Qualifies Watch the 60-second summary on YouTube 🎥 What Is an ABLE Account An ABLE account is a tax-advantaged savings account created under the 2014 Achieving a Better Life Experience (ABLE)… Comments 0 2026.07.27
Couple standing on the porch of their home with a Home For Sale sign, considering a sale and downsizing Sell Your Home for $600,000 and Owe $0 in Capital Gains Tax? Here’s the Math If you’ve owned your home for decades, there’s a good chance it’s worth far more today than what you paid for it — and that profit can trigger a real… Comments 0 2026.07.26
accessible bathroom renovation with grab bars for HATC eligible expenses Up to $2,800 Back: How Canada’s Home Accessibility Tax Credit Works in 2026 If you or a family member is 65 or older — or eligible for the Disability Tax Credit — and you’ve been putting off renovations like grab bars, a walk-in… Comments 0 2026.07.26
homeowner reviewing energy-efficient home improvement upgrades like insulation and windows The 25C Home Energy Tax Credit Is Going Away Under OBBBA — Claim It While You Still Can If you’ve heard about a federal tax credit for insulation, new windows, a heat pump, or a home energy audit, you may be wondering if it’s still available in 2026.… Comments 0 2026.07.25
Canadian adult reviewing CPP Disability Benefit paperwork at home due to a severe medical condition Can You Qualify for CPP Disability Benefits Before Age 65? If a severe and prolonged medical condition has forced you to stop working before age 65, the Canada Pension Plan Disability (CPP-D) benefit can replace part of your lost income… Comments 0 2026.07.25
older couple reviewing retirement account statements at home How Much Do You Have to Withdraw From Your RRIF This Year? The Age-Based Table Once your RRSP converts to a Registered Retirement Income Fund (RRIF), the CRA requires you to withdraw a minimum amount every year — whether you need the cash or not.… Comments 0 2026.07.24
older adult reviewing a phone bill on a smartphone at the kitchen table How to Apply for the FCC Lifeline Phone and Internet Discount in 2026 If your phone or internet bill is eating into a fixed budget, there’s a federal program that might quietly cut that cost every month. Lifeline is a long-running FCC program… Comments 0 2026.07.24
retiree reviewing IRA account statement while preparing a charitable donation form Turning 70½ With an IRA? This One Move Cuts Your Tax Bill and Your RMD If you’re 70½ or older and own a traditional IRA, there’s a little-known move that can lower your tax bill and satisfy your Required Minimum Distribution at the same time:… Comments 0 2026.07.23
Senior reviewing savings account on tablet Up to $4,500 a Year, Free: How the RDSP Grant and Bond Actually Work If you or a family member has been approved for the Disability Tax Credit (DTC), the Registered Disability Savings Plan (RDSP) is one of the most overlooked ways to turn… Comments 0 2026.07.23