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Smart Savings 93

Retiree reviewing bank statements and receipts at the kitchen table Try a No-Spend Month Challenge to Reset Your Budget Before the Holidays If your grocery bill and utility costs keep creeping up but your income on Social Security or a fixed pension doesn’t, a no-spend month is one of the few budgeting… Comments 0 2026.09.09
Retired couple reviewing credit card bills and a calculator at the kitchen table Stop Paying 20%+ Interest First: The Best Way for Retirees to Pay Off Debt on a Fixed Income Carrying credit card balances into retirement is more common than most people expect, and it comes with a wrinkle that younger workers don’t have to think about: there’s no next… Comments 0 2026.09.08
Aerial view of a continuing care retirement community campus with independent living and care buildings CCRC Entrance Fees Average $400,000 – Here’s What You’re Actually Paying For If you are researching senior living options for yourself or a parent, you have probably run into the term Continuing Care Retirement Community, or CCRC. These communities promise something no… Comments 0 2026.09.07
Retired couple reviewing a retirement budgeting app together Still Budgeting Like You Have a Paycheck? Here’s What Actually Works in Retirement Once the paychecks stop, budgeting gets harder, not easier. Social Security, a pension, and required minimum distributions don’t always land in your account the same way a biweekly paycheck did,… Comments 0 2026.09.06
Senior man on the phone looking concerned while talking to a timeshare exit company A $140 Million Judgment Just Hit a Timeshare Exit Scheme: Here’s How to Spot the Next One Why Timeshare Exit Scams Specifically Target Retirees If you bought a timeshare decades ago and are now living on a fixed retirement income, you’re exactly the kind of person scammers… Comments 0 2026.09.05
Retiree comparing savings account interest rates at home Still Earning Under 1% Interest? What High-Yield Savings and CD Ladders Pay in 2026 If your retirement savings are sitting in a traditional bank checking or savings account, there’s a good chance they’re earning close to nothing — often well under 1% a year.… Comments 0 2026.09.04
Retired traveler showing a membership card at a hotel check-in desk Which Hotel Chains Give AARP Members a Discount? Six Programs Compared Planning a trip and wondering if there’s still such a thing as a “senior hotel discount”? Most big chains quietly retired their old age-based senior rates years ago — but… Comments 0 2026.09.03
Retired homeowner and housemate having coffee together in a shared living room One Retiree Earned $120,000 Renting Out a Spare Room. Here’s How Housing is the single biggest expense in most retirement budgets, and for a growing number of retirees, the fix isn’t cutting back — it’s renting out a room they’re not… Comments 0 2026.09.02
Retiree using a remote control to choose a streaming service at home How to Cut Your Cable Bill to $8-$20 a Month Without Losing Your Favorite Shows If you’re still paying for cable on top of three or four streaming subscriptions, you’re probably overspending by hundreds of dollars a year without really noticing it. The good news:… Comments 0 2026.09.01
Older couple completing a car purchase at a dealership Is AARP’s Auto Buying Program Still Available? What Members Can Use Instead If you are 50 or older and about to buy a car, you may have heard that AARP members get a free, no-haggle pricing tool powered by TrueCar. AARP did… Comments 0 2026.08.31